Stablecoins aren’t built to sit still

Put yours to work through Sky.money

Get non-custodial access to market-leading returns on stablecoins through a suite of savings tools from Sky Protocol.

Sky Savings Rate

sUSDS yield is generated through the Sky Savings Rate, which is backed by the Sky Agent Network and governed via Sky Protocol. Sky.money does not control, set, or guarantee the rate. View more details here.

3.75%
APY
stUSDS

stUSDS yield is generated dynamically through SKY-backed lending within Sky Protocol and is dependent on the Utilization Rate. Sky.money does not control, set, or guarantee the rate. All yields are variable. View more details here.

3.75%
APY
Sky Vaults

Sky Vaults are third-party yield strategies deployed by Morpho and facilitated through Sky.money. Returns are variable and strategy-driven, not governance-set, and depend on market utilization and conditions within each deployment. View more details here.

Up to
3.75%
APY
Ecosystem Rewards

Ecosystem Rewards are issued and distributed by Sky Ecosystem partners and Sky Agents. Sky.money does not control their issuance, rate, or value; all rewards are variable and subject to market conditions. View more details here.

Up to
3.75%
APY

Only the best ways to put your stablecoins to work

sUSDS

The world’s largest yield-generating stablecoin

Maximize your dollars with the Sky Savings Rate. Governed by Sky Ecosystem to deliver the best risk-adjusted yield, sUSDS allows you to grow your holdings with instant liquidity and zero fees.

Access sUSDS
Currently unavailable in the US
Sky Savings Rate

sUSDS yield is generated through the Sky Savings Rate, which is backed by the Sky Agent Network and governed via Sky Protocol. Sky.money does not control, set, or guarantee the rate. View more details here.

3.75%
APY
Total sUSDS Supply
6.23B
susds product image - sky.money (SUSDS)
Sky Savings Rate

sUSDS yield is generated through the Sky Savings Rate, which is backed by the Sky Agent Network and governed via Sky Protocol. Sky.money does not control, set, or guarantee the rate. View more details here.

3.75%
APY
Total sUSDS Supply
6.23B

Sky Vaults

Diversified stablecoin strategies

Deploy your USDS, USDC and USDT into a range of high-performance vault strategies designed to capture the best yields across the market.

Deploy your stablecoins
USDT Savings
5.19%
APY
USDS Risk Capital
4.00%
APY
USDS Flagship
4.76%
APY
an image of product cards - sky.money
Sky Vaults

Sky Vaults are third-party yield strategies deployed by Morpho and facilitated through Sky.money. Returns are variable and strategy-driven, not governance-set, and depend on market utilization and conditions within each deployment. View more details here.

Up to
3.75%
APY

stUSDS

APY

stUSDS yield is generated dynamically through SKY-backed lending within Sky Protocol and is dependent on the Utilization Rate. Sky.money does not control, set, or guarantee the rate. All yields are variable. View more details here.

5.86%
Total stUSDS Supply
$200.01M

High-performance risk capital

Built for expert users, stUSDS provides the essential liquidity that powers SKY-backed borrowing in exchange for accelerated returns.

Access stUSDS
Currently unavailable in the US

Sky Ecosystem Rewards

SPK Rewards

Ecosystem Rewards are issued and distributed by Sky Ecosystem partners and Sky Agents. Sky.money does not control their issuance, rate, or value; all rewards are variable and subject to market conditions. View more details here.

4.05%
APY

Supply USDS. Earn the Ecosystem

Go beyond standard yield by supplying USDS to earn tokens and rewards from Sky Agents. Grow your portfolio while supporting the next generation of onchain financial builders.

Earn Rewards
Currently unavailable in the US
Diagram showing 1:1 zero-fee conversion from USDC stablecoin to USDS on Sky.money

1:1 USDC to USDS conversion. Both ways

Swap anytime with zero fees or slippage. It’s the seamless way to unlock sUSDS, stUSDS, and enhanced Sky Ecosystem rewards.

Diagram showing 1:1 zero-fee conversion from USDC stablecoin to USDS on Sky.money
Get USDS

If you like stablecoin yield, you’ll love SKY

SKY is how you participate in one of the leading protocols in stablecoin efficiency. It is the governance token where the protocol’s rewards accrue programmatically.

Through Sky.money, you can access SKY, stake it to earn rewards for governance participation, and borrow USDS against your staked SKY for more liquidity.

Access and stake SKY
SKY Stake Rate

SKY is a decentralized governance token of Sky Protocol. It is not a security, investment contract, or financial instrument. Sky.money does not control SKY's price, staking rewards, or borrowing terms. All rewards are variable and derived from protocol revenue; borrowing carries liquidation risk.

10.81%
APY
SKY Market Cap
$1.81B
SKY Price
$0.0787
Sky Price
$0.0787
Sky Market Cap
$1.81B
SKY Stake Rate

SKY is a decentralized governance token of Sky Protocol. It is not a security, investment contract, or financial instrument. Sky.money does not control SKY's price, staking rewards, or borrowing terms. All rewards are variable and derived from protocol revenue; borrowing carries liquidation risk.

10.81%
APY

Your stablecoins don’t have to sit still

Protocol updates, upcoming launches and everything you need to stay on top of putting your stablecoins to work.